Get organized

Mortgage
checklist

Everything you will need to apply, in one list. Gather these documents before you start and your loan moves faster from application to closing.

See if you qualify Call Bill Ginty

Mortgage checklist

What to have ready

Gathering these before you apply is the single biggest thing you control. Have them ready and your loan moves faster from application to closing.

To complete the loan application Everyone needs these 10

Pay stubs Most recent, covering a 30-day period
W-2s Most recent two years
Tax returns Entire federal returns for the previous two years, with all schedules including K-1
Bank statements Two most recent monthly statements for every checking, savings, CD, IRA, 401(k) and investment account — all pages
Purchase sales contract With the escrow deposit, once signed
Divorce decree, quit claim deed and settlement agreement If they apply
Full bankruptcy papers and discharge notice If they apply
Short sale, foreclosure or loan modification documents Anything within the last seven years
DD 214 and Certificate of Eligibility VA loans only
Employment verification contact A name and phone number

Additional, if refinancing On top of the loan application list 6

Depending on your situation Extra documents some borrowers need 3

Filed an extension? We will need the W-2s and returns, all pages.
Self-employed? A signed year-to-date profit and loss statement and balance sheet.
Own part of a corporation or partnership? The K-1 and complete S Corp returns.

Photo ID Required, either way 3

Ready to get started? Once your documents are together, the application only takes a few minutes.

Start your application

Always on the go?

Start your application from your phone and finish it at your desk. Whether you're buying, refinancing or just exploring, we're here to help.

Apply online See if you qualify

(561) 389-1582 We're here to help!