The Loan You Need,
The Answers You Want.
Purchase, refinance and reverse lending — guided by a loan officer who actually answers the phone.
What's available now
Down payment assistance may be available.
Florida runs several programs — most buyers don't know they exist.
Low down payment loans available.
From 3% down on conventional, 3.5% on FHA, nothing down on VA and USDA.
First-time buyers may receive a free appraisal on the purchase of their home.
Ask us whether you qualify before you make an offer.
Our 21st year
Helping since 2005
BG
Talk to Bill Ginty
NMLS #232732
(561) 389-1582
Mon - Fri: 9:00am - 5:00pm
Sat - Sun: Closed
Call now
Free appraisal for first-time buyers
Down payment assistance available
Low down payment loans
Same-day pre-approvals
FHA · VA · USDA · Conventional · Jumbo · Reverse
A loan officer who answers the phone
Free appraisal for first-time buyers
Down payment assistance available
Low down payment loans
Same-day pre-approvals
FHA · VA · USDA · Conventional · Jumbo · Reverse
A loan officer who answers the phone
Free appraisal for first-time buyers
Down payment assistance available
Low down payment loans
Same-day pre-approvals
FHA · VA · USDA · Conventional · Jumbo · Reverse
A loan officer who answers the phone
Free appraisal for first-time buyers
Down payment assistance available
Low down payment loans
Same-day pre-approvals
FHA · VA · USDA · Conventional · Jumbo · Reverse
A loan officer who answers the phone
Start Here
Where would you like to start?
NMLS #232732 · The Mortgage Firm Corporate NMLS #189233
About Us
Guiding You Home with Trust & Expertise
We pair the best mortgage tools available online with an experienced loan officer who guides you through the part that's genuinely confusing — choosing the right loan and getting it closed.
- Local experts, personal service
- Fast approvals & clear communication
- Options that fit your goals
Serving Florida families for two decades
Path Finder
What brings you here today ?
Pick the one that sounds like you. We'll show what applies,
what it takes, and what happens next.
How we help
Whatever brought you here, there's a straight path through it.
Buying, borrowing or improving what you already own — the process differs for each, and so does the advice.
01
Purchasing a new home
Purchasing a new home
Congratulations on the decision — there's a lot to weigh, especially the first time round.
- We'll tell you what you can realistically carry, not just the maximum
- A properly underwritten pre-approval, so sellers take your offer seriously
- Reachable through closing — weekends included when an offer is live
02
Applying for a loan
Applying for a loan
Apply from a desktop or your phone in a few minutes. Complete what you can and don't worry about the gaps.
- You'll know which documents we need upfront, and why
- No surprise requests three days before closing
- A straight answer whenever you ask where the file stands
03
Remodeling your home
Remodeling your home
Kitchen, bathroom, backyard — or any other reason to put the equity you already have to work.
- Cash-out refinancing and renovation loans compared side by side
- The break-even math before you commit, not after
- We'll tell you when a HELOC is the cheaper answer
Always on the go?
Unsurpassed service.
Unsurpassed service.
Apply online.
Start your application from your phone and finish it at your desk. Whether you're buying, refinancing or just exploring, we're here to help.
(561) 389-1582
We're here to help!
Per month
$3,846
estimated
Principal & interest $3,238
Property taxes $400
Insurance $208
HOA $0
Client reviews
Trusted by homebuyers,
loved for results.
Real stories from real homebuyers who found the right loan officer and closed with confidence.